VETERAN-OWNED LENDERS

Home Loans For Veterans, By Veterans

You’ve served our country–let us serve you. Buy or refinance your dream home with tailored VA home purchase loans, cash out refinance loans, and interest rate reduction loans.

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For veterans

We’re committed to serving those who have served us. We help veterans and their families achieve housing stability, financial security, and overall well-being through personalized VA home loans and refinancing options. Our trusted, experienced team of veterans will guide you through every step of the home-buying process—from pre-approval to closing. Above all, we value your voice in the process. Because to us, you’re more than a number.

24
million+
Veterns Helped
$14
Billion+
Loaned in 2024
$382,580
Saved on average in 2025
160,000
Loans approved for first-time homebuyers in 2022

VA Loan Options

We offer a wide-range of services to veterans looking to buy a home.

Home Purchase Loan

Whether you’re looking to buy an existing single-family house, build the home of your dreams, or even make energy-efficient updates to your current property, our home purchase loans are a great option for veterans. Featuring 0% down payments and competitive interest rates, they’re tailored to suit your needs. 

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VA Home LoanS

We’re dedicated to helping you finance your dream home with VA loans featuring competitive interest rates, low or no down payments, and no private mortgage insurance (PMI) requirements.

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Cash Out Refinance Loan

Want to turn your home equity into cash? With a cash-out refinance loan from Commander Mortgage, you can refinance your current VA mortgage for a higher amount and cash out the difference for greater financial flexibility. 

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Interest Rate Reduction Loan (IRRL)

Lower your monthly payments by reducing the interest rate of your existing VA home loan with a VA IRRL. Refinancing with Commander Mortgage is simple and hassle-free.

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Renovation Loans

Turn a fixer-upper into your dream home with loans for repairs and improvements, all while enjoying VA loan benefits.

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Real Estate Services

Whether you’re buying or selling, we’ll connect you with top notch real estate agents and resources to help you through the entire process with confidence.

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Refinance Loan

Want to turn your home equity into cash? With a cash-out refinance loan from Commander Mortgage, you can refinance your current VA mortgage for a higher amount and cash out the difference for greater financial flexibility. 

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Our VA Home Loan Process

Buying a home doesn’t have to be daunting. With our experienced team on your side, you can take each step with confidence and ease.

1

Pre-Approval

Getting pre-approved strengthens your buying power. Commander Mortgage will help you secure a strong pre-approval letter for your VA home loan by reviewing your credit, income, military service (COE), and debts. We'll then confirm how much you can borrow, with a pre-approval letter valid for 60-90 days.
2

House hunt

As you search for properties and make offers on your dream home, our team will be ready to update your pre-approval letter and provide payment estimates.
3

Appraisal

Once your offer is accepted, we’ll arrange for an appraiser to evaluate the property. This will ensure that the value and condition align with the purchase. If needed, we’ll help you renegotiate.
4

Final Mortgage Approval

Final stretch! Before you close, we’ll review and verify all the necessary details and documentation to approve your final VA home loan.
5

Closing on Your Home

Congrats on crossing the finish line and closing on your dream home! Even after you close, our team remains available for ongoing support. Whether you need help managing your mortgage or want to explore refinancing options, we're here for you every step of the way.

We're here to help you

With Commander Mortgage, you can trust not only that your dream home will soon be a reality, but also that you’re in excellent hands along the way. As veterans serving veterans, our dedicated team of seasoned professionals will guide you through every step of the home-buying process with expertise, care, and respect.

Meet the team

take it from thousands of satisfied veterans

"Had an outstanding experience with Commander Mortgage! From start to finish, their team was professional, responsive, and genuinely cared about finding the best mortgage solution for my needs. They made the process seamless, explaining every step clearly and answering all my questions with patience. The rates they secured were competitive, and the closing was smooth and on time. I felt like a valued client throughout the entire process. I highly recommend Commander Mortgage to anyone looking for a stress-free home-buying experience—five stars all the way!."

- Mark S.

" Great team!
Jason and his team made the whole process very smooth. I was able to close in just over 2 weeks! They walked me through the entire process, and as a first time homebuyer, they made every step easy to follow. Plus they got me a great rate during some crazy times!"

- Andrew K.

"The team at Commander Mortgage were fantastic to work with. They made the process very easy and answered every question I had. They closed on my VA loan in under 3 weeks. Highly recommend.."

- Seth R.

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